05-22-2026, 12:57 PM
I've had a 200-ish ACH go to manual review too. Mine cleared on day 6. The pattern I've documented is that the jump from small gift card redeems to a larger bank transfer reliably triggers extra checks, because the amount and the rail both changed at once. The system flags the deviation.
Not saying you're in the clear, but it's a known behavior, not inherently shady. The thing that would worry me is if they suddenly ask you to wager more before releasing it. That'd be a terms problem worth reading carefully.
Not saying you're in the clear, but it's a known behavior, not inherently shady. The thing that would worry me is if they suddenly ask you to wager more before releasing it. That'd be a terms problem worth reading carefully.