05-09-2026, 08:21 PM
I'm a bank transfer person, full stop. The whole point for me is cash, not a gift card to a store I'd shop at twice a year. If I wanted credit at one place I'd just buy a card.
That said, I get the speed argument. My move is, if it's a small amount and I want it gone quick, fine, gift card. Anything over say 100 SC I want it in the bank where it's actually flexible. Value-wise the cash is just worth more to me even if it's slower.
That said, I get the speed argument. My move is, if it's a small amount and I want it gone quick, fine, gift card. Anything over say 100 SC I want it in the bank where it's actually flexible. Value-wise the cash is just worth more to me even if it's slower.