04-01-2026, 03:54 PM
Depends what you're optimizing for. If you're a free-SC grinder like me, the balance is usually small, so the low gift card minimum gets your value out faster instead of stalling at the 50 to 100 SC ACH floor.
One thing nobody mentioned, watch for redemption fees. Most are free but I've seen a small cut on certain gift card brands. ACH has been fee-free everywhere I've tried. mah, read the fine print on each site, they're not all the same.
One thing nobody mentioned, watch for redemption fees. Most are free but I've seen a small cut on certain gift card brands. ACH has been fee-free everywhere I've tried. mah, read the fine print on each site, they're not all the same.